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credit card - ₹0Zero joining & annual fee 3%Rewards up to 3%₹0Zero forex charges₹0slice in 3 at

₹0Zero joining & annual fee3%Rewards up to 3%₹0Zero forex charges₹0slice in 3 at no extra costLate payment fee (excl. GST)OUTSTANDING BALANCELATE PAYMENT FEEUp to ₹100Nil₹101 – ₹500₹100₹501 – ₹1,000₹500₹1,001 – ₹5,000₹600₹5,001 – ₹10,000₹750₹10,001 – ₹25,000₹900₹25,001 – ₹50,000₹1,100Above ₹50,000₹1,300Surcharge on select categories (excl. GST)CATEGORYSERVICE CHARGE (EXCL. GST)Education1% of transaction amount (min ₹10)Wallet loading1% of transaction amount (min ₹10)Fuel & Railway2% per transact