
No Claim Bonus in Health Insurance
Understand the benefits of a no claim bonus in health insurance. Discover how it can lower your premium and reward your health-conscious choices with ICICI Lombard.
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Understand the benefits of a no claim bonus in health insurance. Discover how it can lower your premium and reward your health-conscious choices with ICICI Lombard.

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Life rarely sticks to a script. One day it’s routine check-ups, the next it’s an unexpected hospital visit. In those moments, health insurance isn’t just paperwork, it’s the quiet safety net that steps in when you need it most.

Policy purchase, claims, renewal & more


With ICICI Lombard health insurance, you can avail cashless hospitalisation across India at a hospital of your choice. During a medical emergency or planned treatment, you can visit any hospital—network or non‑network—and access cashless services as per policy terms. We settle the approved claim amount directly with the hospital so you don’t have to arrange money upfront. This helps you focus on timely care and reduces financial stress.

NCB in Insurance: No claim bonus in a health policy is an incentive offered by the insurance company when you don’t make any claim during the policy period. Learn about the full form and how is it calculated with ICICI Lombard.

Cashless Treatment: Experience hassle-free cashless health insurance services with ICICI Lombard. Click to know more on cashless hospitalisation service

Calculate Medical Insurance Premium Online with ICICI Lombard's Health Insurance Calculator. Estimate your health insurance premium cost instantly based on age, coverage and sum insured.

Buy health insurance plans in India at the best price, starting at ₹11/day*, with coverage for pre- and post-medical treatment across 13,000+ hospitals.